Life Insurance

Term life insurance is generally an inexpensive way to purchase a life insurance policy. The death benefit and premium are guaranteed for the term of your purchase. Term life insurance periods max out at 30 years.

Universal Life insurance (UL) provides a death benefit, as well as a cash account that earns interest. Unlike Whole Life insurance, Universal life insurance offers you flexibility in terms of paying insurance premiums.

Like Universal Life insurance, Whole Life insurance (WL) provides a death benefit and a cash account that earns interest. Whole life insurance policies yield dividends, which can be paid in cash or used to increase the death benefit paid when you pass.

Disability Insurance (DI) provides up to 66% of your income if you are unable to work due to a covered accident or illness. Disability insurance assists you in satisfying your daily financial obligations until you are able to return to work.

Long Term Care Insurance (LTC) is designed to cover the cost of long term health care if you have a condition that prevents you from functioning on your own.

To learn more about life insurance and receive your life insurance proposal, call us today at 800.258.4408 or click here to e-mail us.