Comprehensive Insurance Solutions for Health Care Professionals
Whether you run a pharmacy, dental practice, veterinary clinic, or provide other specialized health care services, your goal is to provide quality care for your patients. Safeguarding your business – and your livelihood – from unexpected risks may not always be at the top of your mind. That's why it's important to get comprehensive business insurance by working with an agency that understands how the health care industry works.
At PMC Advantage, we help pharmacists, dentists, vets, and other health care professionals get the commercial insurance coverage they need to protect their business. We make insurance less complicated, so you can focus your time on patient care.
Why Do You Need Insurance for Your Health Care Business?
Running a business in the health care industry comes with significant responsibilities. Your patients trust you with their health and wellbeing. In addition, you're also responsible for your employees, business property, and professional reputation. These responsibilities can expose you to unexpected risks which could lead to costly legal claims or financial losses.
Commercial insurance for health care professionals, such as a professional liability or commercial property policy, helps protect you from financial losses resulting from these risks.
Consider these potential risks for various health care businesses – and how business insurance can help:
- Pharmacists: A pharmacist dispenses the wrong dosage of a prescription, causing the patient to suffer serious side effects and file a malpractice claim. Professional liability insurance helps cover legal costs associated with the claim.
- Dentists: A former dental hygienist sues the practice for wrongful termination, requiring legal defense costs. Employment practices liability insurance protects the dental practice owner from these high costs.
- Veterinarians: An excited dog has an accident in the waiting room and another customer slips and falls on the wet floor, prompting a lawsuit for their medical bills. General liability insurance helps the vet practice owner cover the cost of the lawsuit.
Commercial Insurance Coverage for Health Care Professionals
Business insurance for health care professionals can vary widely depending on the size, type, location, and risk exposure of your business. From malpractice claims to property damage, cyber threats, and employee injuries, having the right coverage helps protect the future of your business and livelihood. PMC Advantage works with commercial insurance carriers to provide comprehensive insurance packages customized for you.
Some of the most common types of commercial insurance coverage for health care businesses include:
- General Liability Insurance
- Property Insurance
- Businessowners Policy (BOP)
- Professional Liability
- Workers Compensation
- Employment Practices Liability Insurance (EPLI)
- Commercial Auto Coverage
- Cyber Liability Coverage
Types of Health Care Businesses We Work With
PMC Advantage works with trusted commercial insurance carriers to create insurance packages for a variety of specialized health care providers. We help build custom insurance solutions for professionals and business owners including:
- Pharmacists
- Pharmacy owners
- Pharmacy technicians
- Dentists
- Dental practice owners
- Dental students
- Dental hygienists
- Veterinarians
- Veterinary practice owners
- Home health care providers
- Home medical equipment businesses
- Senior living facilities
- Skilled nursing facilities
- Infusion care providers
- Chiropractors
- Audiologists
- And more!
If your business involves helping patients in a specialized setting, the PMC Advantage team can likely help you build an insurance package to protect your business.
Why Work with PMC Advantage?
When it comes to protecting your health care business, you need and insurance partner that understands the unique risks associated with your industry. As a wholly-owned subsidiary of Pharmacists Mutual Insurance Company, we know pharmacy and specialized health care insurance. We work with health care professionals and recognized insurance carriers to tailor their insurance coverage to fit their coverage needs and budget.
- National Presence, Local Expertise: Our nationwide team lets you get coverage from a trusted agent with experience insuring health care businesses in your local area.
- Access to Leading Coverage for Specialized Health Care Professionals: We got our start as Druggists Insurance Agency in the 1930s – and have been securing coverage for specialized health care professionals ever since.
- All of Your Business Insurance Needs, All in One Place: We'll work with insurance carriers to create a comprehensive commercial insurance package that covers each aspect of your business, from commercial property to cyber liability coverage.
- Commitment to Competitive Rates: No one wants to overpay for insurance, so we take the time to find competitive rates for the coverage you need from an insurance carrier you can trust.
Get Insurance for Your Health Care Business Today
We know your time is better spent helping patients rather than worrying about your insurance coverage. PMC Advantage makes shopping for and securing commercial insurance coverage simple, so you can focus on what matters most.
Get in touch today to learn how we can help you find straightforward, affordable insurance coverage for your health care business.