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Commercial Insurance

You've worked hard to build your business, but what would happen if an unexpected event disrupted your operations? From liability claims and property damage to employee injuries, running a business comes with risks that can threaten your financial stability. That's where PMC Advantage comes in. We work with a variety of commercial insurance carriers to buildprovide comprehensive business insurance programs that are customized for your business.
Commercial insurance can generally be broken into three main categories:

  • General Liability: General liability insurance protects you from lawsuits or claims made against your business that typically involve physical risks, such as a customer injuring themselves at your business.
  • Professional Liability/Malpractice: Professional liability coverage generally covers non-physical risks related to your professional well-being, such as errors and omissions in services you provide.
  • Commercial Property: Business property insurance covers damages to a company's physical assets, such as medical equipment or office furniture, after a covered event.

Regardless of the size or scope of your operations, commercial insurance provides a supportive foundation to protect your business from unexpected losses. With your business protected, you've got more time to focus on its growth and success. Our team is ready to help you create a tailored commercial insurance program designed to protect your hard work and the future of your business.

Common Types of Business Insurance from PMC Advantage

The amount of risks to a business can come as a surprise to many business owners. The good news is PMC Advantage has contracted with commercial insurance carriers that provide offers a variety of commercial insurance coverages to protect your business from the unique risks you face. Whether you work in health care, need coverage for a municipality, or run a local small business, our team is here to help you choose the coverages you need to protect your business from unexpected risks.

 

Why Your Business Needs Commercial Insurance

Running a business comes with inherent risks. Just one major risk could cause financial hardship or even require your business to close. Commercial insurance is a proactive measure you can take to protect your business from unexpected financial losses.
There are three main reasons your business needs commercial insurance, including:

  1. Financial Protection: Business insurance helps you cover the unexpected costs of risks. Your commercial insurance could help you cover the legal costs of a lawsuit or repair your building after severe weather.
  2. Regulatory Compliance: Many states and industries require businesses to carry certain types of commercial insurance, such as workers compensation. Having the right policies keeps you compliant with regulations and helps you avoid penalties.
  3. Peace of Mind: Knowing your business is financially protected allows you to focus on the future, whether you want to expand to a new location, hire more staff, or innovate within your field.

Commercial insurance isn't just an expense! It's an investment into the future of your business.

Protect Your Business with Commercial Insurance

Nearly every business benefits from the financial protection of commercial insurance. To get the most from your insurance, it's important to have the right coverage for the needs of your business.
At PMC Advantage, we get to know you and your business when building an insurance package. We take a close look at your business's risk profile to determine what types of business insurance you need and how much coverage is appropriate. Get in touch with us today to learn more about commercial insurance and start building a comprehensive insurance solution for your business.