Corn crop fill the foreground leading back to a typical Iowa farm at harvest time, Dubuque Iowa

Agribusiness Insurance Solutions

Agriculture is at the heart of many rural communities, but running a farm, ranch, or other agribusiness operation comes with significant financial risks. From severe weather affecting crop yields to equipment breakdowns and liability concerns, unforeseen events could put your operation at risk.

Agribusiness insurance, such as crop insurance or farm liability coverage, helps provide financial stability by covering losses, protecting assets, and ensuring your business continues for generations to come. Whether you're growing crops, raising livestock, or managing an agri-tourism operation, PMCA is here to help you find the right insurance coverage so you can focus on productivity and long-term success.

Why Do You Need Insurance for Your Farm, Ranch, or Agribusiness?

As an industry often reliant on weather and other factors outside of your control, being in the ag industry comes with a wide range of risks. A well-structured insurance package can help protect your business from financial hardship caused by unexpected events, which may include:

  • Severe Weather: Droughts, excess rain, hailstorms, and significant natural disasters can damage crops, buildings, and equipment.
  • Market Fluctuations: Price drops and changes in demand can impact your bottom line.
  • Equipment Breakdowns or Failures: Equipment failure from covered events could impact your ability to take advantage of growing or harvest seasons, reducing yields and requiring costly repairs.
  • Livestock Loss: Disease, accidents, and theft can lead to significant financial losses for ranches and livestock producers.
  • Liability Concerns: Whether it’s a workplace injury, product contamination, or a visitor's accident, liability risks could threaten your operation.

The right insurance coverage helps safeguard your investment, protect your livelihood, and keep your business running smoothly even through challenging times.

Commercial Insurance Coverage for Farms, Crops, and Agribusinesses

At PMCA, we work with insurance carriers that offer a variety of insurance solutions tailored to the agriculture industry. We can help you build a coverage plan that fits the needs of your operation.

Why Work with PMCA for Agribusiness Insurance?

PMCA understands agriculture and its importance to rural communities. With our home office in rural Iowa and agents across the country, we have firsthand experience with the challenges and risks facing farmers, ranchers, and agribusiness owners.

As an independent agency, we partner with multiples agriculture and crop insurance carriers to help you find the right coverage for your operation. Instead of a one-size-fits-all policy, we take the time to understand your operation and connect you with coverage that makes sense for your business – and your budget.

Get Insurance for Your Agriculture Business Today

Protect your farm, ranch, of agribusiness operation with insurance solutions tailored to the unique risks of the agriculture industry. At PMCA, we understand navigating insurance can be time-consuming. We make it easy by shopping multiple insurance carriers to find coverage that's right for you.

Let us focus on creating a comprehensive insurance plan for your ag business so you can focus on the day-to-day needs of your operation.